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Terms of Use

Thank you for visiting. These terms explain the ground rules for using this website. They are written in plain English so you can understand what to expect from us and what we ask of you in return.

Accepting These Terms

By browsing, reading or otherwise using this site, you agree to these terms. If you do not agree with any part of them, please stop using the site. You should also be old enough to enter into an agreement under the laws where you live.

How You May Use the Site

You are welcome to read, share and refer to our content for your own personal, non-commercial purposes. We simply ask that you do not:

  • copy large sections of the site and publish them elsewhere as your own
  • try to interfere with how the site works, for example by introducing harmful code or overloading our systems
  • use automated tools to collect content without our written permission
  • use the site for anything unlawful or misleading

Who Owns the Content

The text, images, layout and design on this site belong to us or to the people who have allowed us to use them. Quoting a short extract with a clear credit and a link back is fine. For anything more, please ask first.

No Guarantees

We work hard to keep our information accurate and up to date, but details can change quickly and mistakes can happen. The site is provided “as is”, without promises of any kind. Our content is for general information only and is not professional advice. Please check important details for yourself before making any decision.

Limits on Our Responsibility

As far as the law allows, we are not responsible for any loss or damage that arises from using the site, relying on its content, or being unable to access it. We also cannot be held responsible for the content or practices of other websites we link to, since they are outside our control. Nothing here limits any rights you have that cannot be excluded by law.

Your Information

How we handle any personal details you share is explained separately in our Privacy Policy, which forms part of these terms.

Updates to These Terms

We may revise these terms from time to time, for example to reflect new features or changes in the law. The latest version will always appear on this page. Continuing to use the site after an update means you accept the revised terms.

Getting in Touch

If anything here is unclear, or you would like to request permission to use our content, we are happy to help. Email us at info@nfgmltd.co.uk or use the form on our Contact page, and we will reply as soon as we can.